Centsible
Game 3 of 3

Interest Rate Race

Two racers, same money. One earns simple interest, the other earns compound interest. Watch what a few decades does.

Year 0.0 / 20
Simple interest₹10,000
🏁
Compound interest₹10,000
🏁
Final — simple
₹26,000
+₹16,000
Final — compound
₹46,610
+₹36,610
Compound advantage
₹20,610
extra rupees earned

Why compounding wins

Simple interest only earns on your original deposit. Compound interest earns on your deposit andall the interest you've already earned — so year after year, your money is earning on top of itself. Small differences explode over decades. Start early.